These terms cover your use of BestMate Calculators (this website and the tools on it). They're written in plain language on purpose — read them before relying on anything a calculator tells you.
BestMate Calculators provides free, informational calculators (starting with the Cost of Living Explorer) that estimate figures like rent, savings, and mortgage affordability based on general market benchmarks and simplified formulas.
Nothing on this site constitutes financial, investment, legal, tax, or lending advice, and no adviser-client, broker-client, or professional relationship is created by using it. Calculator outputs are general estimates built from public benchmarks and rule-of-thumb formulas (disclosed in each tool's "Methodology & assumptions" section) — they do not account for your full personal financial situation.
Before making any financial decision — renting, buying, borrowing, relocating, or otherwise — get advice from a licensed financial adviser, mortgage broker, accountant, or other qualified professional.
We make a reasonable effort to keep the underlying data (rent benchmarks, tax brackets, cost-of-living indices) current and sensible, but:
The tools are provided "as is" and "as available," without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose.
To the maximum extent permitted by law, BestMate Calculators and its operator(s) are not liable for any loss or damage — direct, indirect, incidental, or consequential — arising from your use of, or reliance on, this site or its calculators, including decisions made based on their output.
Nothing in these terms attempts to exclude any consumer guarantee or right that cannot lawfully be excluded under the Australian Consumer Law or other applicable law.
You agree not to:
The design, code, and written content on this site belong to BestMate Calculators unless otherwise noted, and may not be copied or redistributed for commercial purposes without permission. You're welcome to link to the site freely.
Any links to third-party sites are provided for convenience. We don't control and aren't responsible for their content or practices.
We may update these terms from time to time. The "last updated" date above will change when we do. Continuing to use the site after an update means you accept the revised terms.
These terms are governed by the laws of Victoria, Australia, without regard to conflict-of-law principles, except where a different jurisdiction is mandatorily required by applicable consumer protection law.
Template notice. These terms are a general-purpose starting point for a small, free, informational site. They have not been reviewed by a lawyer. If this project takes on paid features, user accounts, or larger scale, have these terms properly reviewed for your jurisdiction before relying on them.
Questions about these terms? Reach out via the Contact page.