All tools

Every calculator, in one place.

Four free tools covering the money questions that actually come up: what you'll take home, what you'll owe in tax, what a home loan really costs, and whether a salary stretches to a rent in a specific suburb. No signup, no data leaving your browser.

Income
SAL Salary Calculator Turn a gross salary into real take-home pay — annual, monthly, fortnightly, weekly and hourly — with tax, Medicare levy and employer super broken out. Use for: "what will I actually be paid" TAX Income Tax Calculator See exactly how much tax is owed on a given income, bracket by bracket, plus your effective and marginal tax rate. Use for: "how much tax will I pay on this"
Housing
MTG Mortgage Calculator Work out repayments on a home loan from price, deposit, interest rate and term — plus total interest paid and how the balance shrinks over time. Use for: "what would repayments actually be" COL Cost of Living Explorer Enter a salary, city and suburb to see rent, estimated savings, mortgage affordability and a live salary-to-rent ratio dashboard. Use for: "could I actually afford to live there"

All four tools run entirely in your browser — your calculator inputs are never sent to our server. Every calculator includes a "Methodology & assumptions" section explaining exactly how its numbers are worked out, so you can judge how much to rely on them. See our About page for more on how these are built, or our Privacy Policy for what analytics tools separately collect.